Here were the rates for Indy Mac on Wednesday in Wilmington, DE.  I’m posting this primarily so I can remember tomorrow morning when they change the rates what the previous days rates were for me.  I’m really hoping to get a 30yr fixed rate mortgage with little / no points for 4.75% or less.  I had one but as you all know Provident Funding decided they did not want to honor it and came up with a bogus reason why they did not fund the loan.  Currently the best Indy Mac is offering this week is 5.0% with a little over half a percent.  According to a recent article on BankRate most believe the rates are going to come down again a bit over the next month…I sure hope they are right!